business

What to Do When the Job Search Isn't Panning Out

Get creative, and follow through!

A lot of us can relate to the numb frustration of spending hours upon hours, day after day, zapping resumes into the ether (which seems to be a black hole) and getting little to no response, let alone the occasional interview. The job lottery can slaughter your spirit like nothing else.

If you're stuck in that cycle, I have one bit of advice: DO SOMETHING ELSE!

Banks Not Paying Fannie and Freddie Back for Bad Loans

Part of what caused the collapse of the housing market was toxic mortgages. As an investment and dividend bearing instrument, a loan lender or bank can sell a mortgage they originated to another institution. Some bank loans went to individuals that wouldn't have qualified with basic scrutiny, and some people's mortgages went sour because of circumstances. Many of these loans were sold to Fannie Mae and Freddie Mac, and when the assets went bad, Fannie and Freddie went into freefall. Those loans could be sold back to the banks that sold them.

Is this good time to start own business???

I was wondering what all your thoughts are about starting your own business that provides services relating to your profession? For example I am a full charge bookkeeper, 30 exp working for law firms. I am hesitant to do this because I believe I could lose my edd benefits. Also my $ are to tight now, I just would not be able to hold back $ for estimated tax payments.

Chuck - what are the EDD rules on starting your own business while unemployed and still looking?

Just curious what you all think.

Arts and crafts

If any of you make crafts, I found a website you may like. It's etsy.com they let people open their own "store" at very low cost per item, the only catch is that anything you list has to be handmade. Maybe you could make a little money from making stuff while trying not to pull your hair out. Hope someone finds this helpful.

Planting Seeds: Patience Pays

A couple weeks ago I planted some catnip seeds. They're sprouting now in my bathroom window. This morning as I showered, looking at the cup with the green frizz got me thinking about patience, job searches, business, and life in general.

Nothing happens overnight, but if you plant seeds and nurture them, they grow. Sometimes they grow without nurturing. Long after you've forgotten all about them, your seeds have turned into plants.

Good Friday and Cold Calling

Though I am not religious, around Passover/Easter, my thoughts always turn to matters of spirit. Good Friday is an especially reflective day for me. For one thing, I can't figure out why it's called "Good Friday." What's good about getting nailed to a cross while being forced to wear a crown of thorns?

Unemployed and No Skills? I'm Callin' BS.

Somebody (a 52-year-old man) e-mailed me through the site recently. The gentleman said that he had no skills and felt hopeless.

Really? 52 years old and not a single marketable skill? Unemployment can do a number on self-esteem. Not to be a drill sergeant or anything, but I find it nearly impossible to believe that someone with that much experience in the working world has no skills.

Hear me now but listen to me later:

Every human being on the face of this planet has something positive to offer.

What can you do for me?

The key to success: serving others.

Is it ironic or paradoxical that this is because people mainly care about themselves?

The smartest business advice I've ever gotten:

"Nobody gives a f*** about you."

Sorry, but that's the way it is. Hiring managers don't care about your shoeless children. Potential customers don't care how hard you work. All they care about is what you can deliver for them. As you build relationships with these people, they might come to adore your family or appreciate the fact that you burn the midnight oil for them, but when you first meet someone in any business capacity, they really don't care one whit about you.

Therefore, to be exceptional, to set yourself apart from the pack, you have to do two interrelated things:

Don't Be Afraid to Ask for Money

I'm busy with a bunch of projects these days, and that's a really good thing. Looks like I'm going to skooch in under the wire again this month and make my bills. Next month might be even a bit better if it ever stops snowing. You gotta get out there. The snow can make that tough, though if I weren't busy and needed money, it would provide a ready opportunity to pick up some cash. I'd be trudging around with a shovel looking for un-shoveled walks, banging on doors. You can't afford to be shy or proud when the name of the game is survival.

Treat Unemployment as a Job

To regular long-time readers, it might seem like I'm repeating myself, but as I've said before, some things deserve to be said more than once, especially in the blogging world where old posts sometimes sink deep into the abyss.

This is important.

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